Explore Our Range of Services

Do it with ease using our completely optimized payment platform — built for businesses of every size and industry.

Merchant Services

We provide tech-focused and flexible merchant services solutions at the most competitive rates while upholding best-in-class customer service. Our platform is built to handle all transaction types across every environment — from retail POS to online storefronts.

Magstripe EMV Chip Contactless / NFC Next Day Funding Same Day Funding Reporting & Analytics
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Cash Discount Program

The Cash Discount Program provides your customers with both a cash price and a card price. If the customer pays by cash, they receive a discounted price — effectively eliminating your processing fees. This fully compliant program keeps you competitive while protecting your margins.

Zero Processing Fees Dual Pricing Display Fully Compliant Retail & Restaurant Ready
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Surcharge Program

Merchants charge an additional fee for credit card transactions only, helping offset the fees associated with processing those transactions. Debit card transactions remain unaffected. Our surcharge program is structured to remain compliant with card network rules in all participating states.

Credit Card Only Network Compliant Transparent Pricing Offset Processing Costs
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High Risk Processing

Companies operating in high chargeback or highly regulated industries require a strategic partner to enable cost-effective and secure electronic payments. KAJA Payments specializes in providing merchant accounts and processing solutions for industries that traditional processors often decline.

Regulated Industries Chargeback Management Risk Monitoring Fraud Prevention Secure Processing
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ACH Processing

Automated Clearing House (ACH) is a U.S. financial network used for electronic payments and money transfers. ACH payments are faster and more reliable than checks, making them ideal for recurring billing, B2B payments, and payroll. KAJA Payments provides seamless ACH integration for your business.

Electronic Funds Transfer Recurring Billing B2B Payments Faster Than Checks Low Cost
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Everything Included

Every KAJA merchant account comes with a full suite of tools at no additional cost.

Retail & POS eCommerce Mobile Payments Traditional & High Risk Industries Risk Monitoring Fraud Prevention 24/7 Live Support Next Day & Same Day Funding Reporting & Analytics Magstripe / EMV / Contactless Recurring Payments

Ready to Get Started?

Contact us today and find the right payment solution for your business. Our team is available 24/7.